Designed by RICKiRICKi

In the month of June, the $500.42 balance in my Bank of America savings account earned $.01 of interest, increasing my starting balance for July to $500.43.

This penny earned equates to a monthly interest rate of 0.002%, and an annualized rate of 0.024%.

During the same time period, in…

Photo by Patrick Robert Doyle on Unsplash

Over the past 18 months, there has been a mass migration of employees from office-based work to remote environments. This exit, forced by a global pandemic, wasn’t so much a choice. What comes next will be.

Workers plan to continue practicing professional distancing or submit resignations, as the 25 days…

As the figures continue to pour in from what is expected to be the best performing Dry January in history, in terms of individual participants and non-alcoholic beverage sales, many are asking what comes next for this emerging category.

For Dry January participants, some, the Sober Tourists, a term coined…

Designed by RICKiRICKi

On the second day of the year, Airbnb CEO Brian Chesky asked his followers “If Airbnb could launch anything in 2022, what would it be?”

He spent the next days replying to comments, confirming Airbnb’s roadmap, and explaining disqualified ideas. Chesky was building in public.

Crowdsourcing user feedback can…

Photo by Kaizen Nguyễn on Unsplash

It’s Christmas Eve. I lead myself on a run through Boston. Along the Charles River, through Harvard Square, south down Mass Ave., and along the esplanade up until Charles Street.

Near the Boston Garden, my fingertips begin to tingle. I remind myself to get better gloves and tuck into a…

Fungibility defines an item that is mutually interchangeable. Fungible products are able to be replaced by another identical item. Non-fungible tokens, NFTs, are unique digital items that can’t be replaced with something else. The most popular use of NFTs today is art. What excites the art community about NFTs is…

Richie Crowley

Slowly building an audience by publishing original thoughts and ideas only when I have something of quality to say.

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store